Retirement
It's never too early to start saving for retirement or your child's education. NCBT offers a variety of options to fit your financial goals.
Traditional IRA
A Traditional IRA allows you an opportunity to supplement your other retirement savings.
- Contributions may be tax-deductible1
- Withdrawals may begin at age 59 1/22
Roth IRA
Contributions are not tax-deductible, but earnings are tax-deferred (and potentially without tax penalty)1.
Education IRA
Withdrawals are tax-free and penalty-free if used for room and board, tuition, and certain other expenses3.
Rollover IRA
Contribute funds from a qualified pension plan, profit-sharing plan, or IRA from another institution.
Investment Services*
In addition to IRA's, NCBT provides access to a full array of brokerage and other financial services combined with highly personalized service to help you achieve your financial goals.
1Consult your tax advisor concerning tax deductibility.
2Withdrawals may be subject to certain penalties.
3Consult your tax advisor concerning eligible expenses.
The services offered within this investment site are available exclusively through our U.S. registered representatives and are available for U.S. residents only. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.
*Securities and Insurance Products offered through LPL Financial and its affiliates. Member FINRA/SIPC. SCBT Investments Services: Not a registered broker dealer: Not affilitated with LPL Financial.
Not FDIC Insured | No Bank Guarantee | May Lose Value | Not a Deposit | Not Insured by any Government Agency
