Mad Money | Details
With 4.25% APY*, life’s just a little more fun!
In today’s economy, we scrutinize every purchase and tend to deny ourselves simple pleasures that go a long way. With a Mad Money checking account, you’re earning a 4.25% APY* on your average balance. That’s extra money being added to your checking account.
Open a Mad Money account today. And start enjoying some of life’s simple pleasures.
Getting Started is Easy!
With as little as $50, you can open a Mad Money account, which includes:
- - Free unlimited ATMs anywhere
- - No monthly fees
- - Online banking with Free BillPay
- - Free eStatements
- - Phone Banking
- - Free first order of checks
Keeping it Up is Simple!
To stay at 4.25% APY*, the monthly requirements are simple and easy:
- - Receive eStatements
- - Use your VISA® Debit Card a minimum of 10 times (non-ATM transactions)
- - At least one Direct Deposit or Automatic Draft**
*APY means Annual Percentage Yield. Rate is accurate as of June 1, 2009. Rate subject to change after account opening. Minimum opening deposit is $50. If one or more requirements are not met, customer earns 0.05% APY on the entire balance for the month. Monthly statement cycle requirements to earn 4.25% APY are as follows: receive eStatements, use your VISA® Debit Card a minimum of 10 times (non-ATM transactions) and have at least one direct deposit or automatic draft completed by a third party. 4.25% APY is good for balances up to $25,000. An interest rate of 0.05% will be paid for that portion of your daily balance that is greater than $25,000. The annual percentage yield for accounts with balances greater than $25,000 will range from 4.25% to 0.84%, depending on the balance in the account. (This blended rate was calculated assuming a daily balance of $100,000). Interest rates may vary. Mad Money product is for personal accounts only.
**Automatic draft must be completed by a third party. BillPay transactions are excluded.
Member FDIC. NCBT is a Division of SCBT, N.A.