Treasury Services
As your business grows, you need a financial partner that is ready to help you make the most of what you already have and prepare for what's ahead.
Remote Deposit Capture1
Enjoy the convenience of making deposits electronically 24-hours a day, 7-days a week, even weekends.
Using a desktop scanner and your PC, you simply scan your checks. The image of each check is captured and electronically transmitted to us through the Internet for processing. You don’t even have to prepare a deposit ticket; the system automatically creates one for you.
You can scan checks several times a day or wait until the end of the day. You receive same day ledger credit for deposits received by 6:00 p.m. (E.S.T) on a business day. Deposits received after 6:00 p.m. (E.S.T) or on a non-business day receive ledger credit the next business day.
You are required to securely store the original checks for a period of time before shredding them. Images of your checks are available for viewing and printing for 30 days after your deposit is made.
Merchant Services
Unlike other Merchant Services providers, our representatives are bank employees specialized in providing you with solutions tailored to meet your needs.
- Process transactions with all the major credit card companies
- Processing methods include Dial Pay, terminal or PC
- Fees deducted monthly
- No cancellation fees
- Rate based on average ticket, processing option and transaction volume
Business Courier Service2
Save time and money by allowing our experienced and reliable couriers to pick up your deposits.
- Schedule pick-ups at your convenience to handle deposits and deposit employee checks
- For your security, our courier provides you with a detailed receipt of your transactions
- All couriers are fully bonded
- Couriers are limited to $1,000 cash per pick-up
Zero Balance Account
A Zero Balance Account saves your company time and money and makes you more efficient by automatically transferring funds to your payroll or other types of accounts when they are needed. By having all available funds in one centralized operating account, it becomes easier to invest excess funds, and if you have an outstanding balance on a line or credit or loan, you can pay it much easier from one account.
1Subject to credit approval.
2Only available in some markets.
