Checking Accounts

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Whether you're a large company with a lot of transactions or a small non-profit with just a few, NCBT has an account that's perfectly suited for your business.

Free Business Checking

A free no-nonsense account for small to mid-sized business owners wanting to save money.

$100 minimum opening balance
No monthly maintenance fee
500 free items (debits, credits, deposits)
Business VISA^® Debit Card
Online Banking with Free Billpay
Phone Banking

Business Checking

This account was created for businesses with higher transaction levels. The balance maintained can help offset fees.

$100 minimum opening balance
Earnings Credit Rate paid of positive collected balances can be used to offset service fees including monthy maintenance fee¹
Business VISA^® Debit Card
Online Banking with Free BillPay
Phone Banking

Business Interest Checking²

Ideal for sole proprietors or certain non-profit agencies, this account lets you earn interest and credits to offset fees.

$100 minimum opening balance
Earns interest
Earnings Credit Rate paid of positive collected balances can be used to offset service fees including monthly maintenance fee¹
Business VISA^® Debit Card
Online Banking with Free Billpay
Phone Banking

Community Checking

Designed exclusively for non-profits, churches and associations, this is the ideal low-cost money management option.

$100 minimum opening balance
Earns interest with $500 minimum balance
Unlimited check writing
30 free debits
Business VISA^® Debit Card
Online Banking with Free BillPay
Phone Banking

Community Checking Plus

Designed exclusively for larger non-profits that maintain higher balances.

$100 minimum opening balance
$2,500 minimum daily balance
Earn interest with $10,000 minimum balance
Unlimited check writing
Business VISA^® Debit Card
Online Banking with Free Billpay
Phone Banking

VISA^® Business Debit Card

Your VISA^® Business Debit Card works just like a credit card except your purchases are deducted directly from your checking account. This card is accepted at all locations throughout the world that accept VISA^®. It also functions as your ATM card.

ImageLink

A way to go paperless with your statements but still have information at your fingertips. With Image Link, you will receive a monthly disk containing your statement, front and back images of all cancelled checks and deposit slips. Plus you'll be able to:

Search by check number, dollar amount, account number or sequence number
Reconcile accounts more efficiently

¹Earnings credit based on factor set by NCBT from time to time using prior 13 weeks' average of 91-day US T-Bill Auction Rate (less 10% reserve).
²Earnings reduced by interest paid.

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