About Us

We believe in North Carolina.  We also believe in the importance of a community banking alternative where families, seniors and small businesses can get the individualized attention they deserve.  NCBT was founded in 1998 to offer just that, so stop by one of our offices or give a call and you'll see why you can believe in us.


Our vision is to become North Carolina's premier community bank.

We have created a reputation and company culture based on building long-term relationships with our customers and adding value to those relationships by becoming trusted financial advisors. We believe that you will value a community bank whose personnel are trained to help you find the financial products that will best meet your needs. Our goal is to provide service so impressive that you’ll leave NCBT wanting to tell a friend about your experience.

We invite you to visit any of our local branches and meet the people who will treat you with the courtesy and respect you deserve. Thank you for giving us the opportunity to serve your banking needs!